Section 101.102 - Unauthorized Insurance Prohibited(a) A person, including an insurer, may not directly or indirectly do an act that constitutes the business of insurance under this chapter except as authorized by statute.(b) With respect to insurance of a subject that is resident, located, or to be performed in this state, this section does not prohibit an act performed outside this state, including the collection of premiums, by a person, including an insurer, authorized to do business in this state if the transaction and insurance contract otherwise comply with statute.Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. 9/1/1999.