Section 345.104 - Use of Optional Ceiling(a) As an alternative to the maximum rate or amount authorized for a time price differential under Section 345.103, a retail charge agreement may provide for a rate or amount of time price differential that does not exceed the rate or amount authorized by Chapter 303.(b) The provisions of Chapter 303 applicable to open-end accounts apply to a retail charge agreement to which this section applies.Amended By Acts 2005, 79th Leg., Ch. 1018, Sec. 2.16, eff. 9/1/2005. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.