Section 345.007 - Applicability of Chapter(a) This chapter applies only to a retail installment transaction.(b) This chapter does not affect or apply to a loan made or the business of making loans under other law of this state and does not affect a rule of law applicable to a retail installment sale that is not a retail installment transaction.(c) The provisions of this chapter defining specific rates and amounts of charges and requiring certain credit disclosures to be made control over any contrary law of this state respecting those subjects.(d) This chapter applies to a retail installment transaction extended to a person who is located in this state at the time the transaction is entered into.Amended by Acts 2019, Texas Acts of the 86th Leg.- Regular Session, ch. 767,Sec. 26, eff. 9/1/2019. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.