Section 523.051 - Notation of Forged Check(a) In this section, "victim of identity theft" means a person who has filed with an appropriate law enforcement agency a criminal complaint alleging commission of an offense under Section 32.51, Penal Code.(b) A financial institution, in accordance with its customary procedures, shall process as forgeries checks received on the account of a victim of identity theft if the victim: (1) closes the account at the financial institution as a result of the identity theft;(2) notifies the financial institution that the identity theft is the reason for closing the account;(3) provides the financial institution with a copy of the criminal complaint described by Subsection (a); and(4) requests that the financial institution return checks with the notation "forgery."(c) A victim of identity theft who requests that a financial institution return checks with the notation "forgery" as provided by Subsection (b):(1) may not assert that the financial institution is liable under Section 4.402 for wrongfully dishonoring a check returned after the victim makes the request; and(2) shall hold the financial institution harmless for acting in accordance with the victim's request.Tex. Bus. and Comm. Code § 523.051
Redesignated from Business and Commerce Code, Section 523.003 by Acts 2009, 81st Leg., R.S., Ch. 87, Sec. 4.011(b), eff. 9/1/2009.Added by Acts 2007, 80th Leg., R.S., Ch. 885, Sec. 2.01, eff. 4/1/2009.