- Section 687B.010 - Scope
- Section 687B.015 - "Binder" defined
- Section 687B.021 - Signatures
- Section 687B.030 - Waiver of payment of premium
- Section 687B.040 - Insurable interest: Personal insurance
- Section 687B.050 - Insurable interest: Exception when certain institutions designated beneficiary
- Section 687B.060 - Insurable interest: Property
- Section 687B.070 - Power to contract; purchase of insurance and annuities by minors
- Section 687B.080 - Consent of insured to life or health insurance required; exceptions; notice of application for or request to increase coverage of insurance upon life of another required
- Section 687B.090 - Alteration of application: Life and health insurance
- Section 687B.100 - Application as evidence
- Section 687B.110 - Representations in applications
- Section 687B.113 - Control of cost of health care: Provisions encouraging use of certain services and facilities
- Section 687B.117 - Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits
- Section 687B.120 - Filing and approval of forms; exemption; appeal of disapproval or withdrawal of previous approval
- Section 687B.122 - Readability of policies: Applicability of requirements
- Section 687B.124 - Readability of policies: Flesch test; type size, style, arrangement and overall appearance; index or table of contents; scoring riders or other forms separately
- Section 687B.126 - Readability of policies: Filing policy for Commissioner's approval; exceptions to score requirements on Flesch test
- Section 687B.128 - Readability of policies: Required approval by Commissioner in certain circumstances
- Section 687B.130 - Grounds for disapproval or withdrawal of previous approval
- Section 687B.140 - Standard provisions
- Section 687B.145 - Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured vehicle coverage; coverage for medical expenses; insurer not entitled to subrogation upon payment made because of underinsured vehicle coverage
- Section 687B.147 - Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed; conditions; form and contents of disclosure
- Section 687B.150 - Requirement for making any portion of charter, bylaws or certain other documents of insurer part of contract
- Section 687B.160 - Execution of policies
- Section 687B.170 - Underwriters' and combination policies
- Section 687B.180 - Validity and construction of noncomplying forms
- Section 687B.182 - Binders: Issuance; period of effectiveness
- Section 687B.183 - Binders: Forms; required statement related to certain policies; delivery of copies
- Section 687B.184 - Binders: Limits of coverage, effective date and premium for policy issued as replacement
- Section 687B.185 - Binders: Prohibition of use to lower premiums
- Section 687B.186 - Binders: Proof of insurance coverage; penalties for refusal to accept; exception
- Section 687B.187 - Binders: Disapproval of insurer
- Section 687B.190 - Delivery of policy covering motor vehicle: Vendor, mortgagee or pledgee required to deliver duplicate to vendee, mortgagor or pledgor; stamped statement regarding certain lack of coverage; exception
- Section 687B.200 - Assignability: Life or health insurance policy
- Section 687B.210 - Payment under life or health insurance policy or annuity contract discharges insurer from claims under policy or contract; exception
- Section 687B.220 - Forms for proof of loss required to be furnished by insurer to insured claimant
- Section 687B.225 - Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care
- Section 687B.240 - Administration of claims not waiver
- Section 687B.250 - Payment not to constitute admission of liability or waiver of defenses
- Section 687B.255 - Insurer required to pay claim with negotiable instrument
- Section 687B.260 - Exemption of proceeds of certain policies
- Section 687B.270 - Exemption of proceeds: Health insurance
- Section 687B.280 - Exemption of proceeds: Group insurance
- Section 687B.290 - Exemption of proceeds: Annuities; assignability of rights
- Section 687B.300 - Retention of proceeds of policy by insurer
- Section 687B.310 - Cancellations and nonrenewals; scope of application
- Section 687B.320 - Policies other than industrial insurance policies: Grounds for midterm cancellation; notice to policyholder
- Section 687B.325 - Industrial insurance policies: Grounds for midterm cancellation; notice to policyholder; provisions do not prohibit change in premium rate; terms of certain policies
- Section 687B.330 - Anniversary cancellation
- Section 687B.340 - Nonrenewals
- Section 687B.345 - Annual review of coverage and benefits provided in policy
- Section 687B.350 - Renewal with change in policy or coverage provisions without certain notice to insured prohibited; exceptions
- Section 687B.352 - Open enrollment period for Medicare supplemental policies required; prohibited acts; notice; treatment of Medicare supplemental policies purchased during open enrollment period for purposes relating to payment of commissions
- Section 687B.355 - Insurer required to provide to policyholder information about claims paid on behalf of policyholder; fee; regulations
- Section 687B.360 - Notice of cancellation or nonrenewal: Insurer required to provide to policyholder information about grounds upon request; notice ineffective unless contains information about right of policyholder to make such a request
- Section 687B.370 - Certain notice ineffective unless contains information about applying for insurance through certain plans
- Section 687B.380 - Immunity
- Section 687B.383 - Refusal to issue, cancellation of, nonrenewal of or increase in premium or rate for certain policies solely on basis of breed of dog prohibited; exception; permissible inquiry by insurer regarding dog
- Section 687B.385 - Refusal to issue, cancellation, nonrenewal or increase in premium of policy of motor vehicle insurance due to claims for which insured was not at fault, claims for which insurer made no payment or recovered entirety of payment or inquiries relating to a claim prohibited
- Section 687B.390 - Cancellation or nonrenewal of automobile liability insurance policy on sole basis of age, residence, race, color, creed, national origin, ancestry, sexual orientation, gender identity or expression or occupation of insured prohibited
- Section 687B.400 - Refusal to issue, reduction of liability limits of or increase in premium of automobile liability insurance policy on sole basis of reaching certain age prohibited; burden of proof; cost of medical examination; exception
- Section 687B.402 - Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding genetic information
- Section 687B.404 - Adherence by insurer or organization providing health coverage to certain federal laws regarding mental health and addiction data request; submission of data or report to Commissioner; confidentiality of information; report by Commissioner; regulations
- Section 687B.406 - Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding dependent students
- Section 687B.407 - Authority of nonprofit health benefit plan to use list of preferred prescription drugs developed by Department of Health and Human Services as formulary and obtain such drugs through purchasing agreements negotiated by Department; notification of Department
- Section 687B.408 - Insurer that issues certain policies of health insurance required to notify insured and physician before effective date of changes related to prescription drugs used for transplanted organs
- Section 687B.409 - Payments to out-of-network providers for treatment of mental health or alcohol or substance use disorder; assignment of benefits
- Section 687B.4095 - Policies of health insurance including prescription drug coverage: Restrictions on moving prescription drug from lower-cost tier to higher-cost tier
- Section 687B.410 - Withdrawal of provision of insurance for particular class of insureds: Notice to Commissioner; administrative review upon request from insured
- Section 687B.420 - Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies, contracts or plans of insurance
- Section 687B.430 - Regulations: Form, content and sale of policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person
- Section 687B.440 - Umbrella policies: Requirement of signed disclosure statement from individual indicating whether policy includes uninsured or underinsured motorist coverage; form
- Section 687B.450 - Required medical examination of applicant or insured: Duty of insurer to provide notification of potentially serious medical condition; exception; regulations
- Section 687B.460 - Certificates of insurance for property or casualty insurance: Not part of, amend any term of or alter or expand coverage, exclusion or condition of contract or policy