Section 604A.504 - Written loan agreement required; contents1. Before making a high-interest loan to a customer, a licensee who operates a high-interest loan service shall provide to the customer a written loan agreement which may be kept by the customer and which must be written in: (a) English, if the transaction is conducted in English; or(b) Spanish, if the transaction is conducted in Spanish.2. The loan agreement for the high-interest loan must include, without limitation, the following information: (a) The name and address of the licensee and the customer;(b) The nature of the security for the high-interest loan, if any;(c) The date and amount of the high-interest loan, amount financed, annual percentage rate, finance charge, total of payments, payment schedule and a description and the amount of every fee charged, regardless of the name given to the fee and regardless of whether the fee is required to be included in the finance charge under the Truth in Lending Act and Regulation Z;(d) A disclosure of the right of the customer to rescind a high-interest loan pursuant to the provisions of this chapter;(e) A disclosure of the right of the customer to pay his or her high-interest loan in full or in part with no additional charge pursuant to the provisions of this chapter;(f) A disclosure stating that, if the customer defaults on the high-interest loan, the licensee must offer a repayment plan to the customer before the licensee commences any civil action or process of alternative dispute resolution; and(g) Any other disclosures required under the Truth in Lending Act and Regulation Z or under any other applicable federal or state statute or regulation.(Added to NRS by 2005, 1689; A 2007, 935)-(Substituted in revision for part of NRS 604A.410)(Added to NRS by 2005, Ch. 414, § 31; A 2007, Ch. 265, § 15.5) - (Substituted in revision for part of NRS 604A.410)