Section 22163 - Statement of rates of charge(a) The commissioner may require that rates of charge, if stated by a licensee, be stated fully and clearly in the manner that the commissioner deems necessary to prevent misunderstanding by prospective borrowers or property owners.(b) This section shall become operative on January 1, 2019.Added by Stats 2017 ch 475 (AB 1284),s 62, eff. 10/4/2017.