At the time a motor vehicle owner registers as a shared-vehicle owner in a peer-to-peer car-sharing program and before the time a shared-vehicle owner makes a motor vehicle available as a shared vehicle for car sharing in a peer-to-peer car-sharing program, a peer-to-peer car-sharing program shall notify the shared-vehicle owner that if the motor vehicle is subject to a lien, then the use of the motor vehicle as the shared vehicle through a peer-to-peer car-sharing program, including use without physical damage coverage, may violate the terms of the contract with the lienholder.
Ark. Code § 27-25-104