Section 031-375-2 - Definitions1. "Certificate" means any contract or other evidence of insurance, or rider or endorsement thereto, issued to a group member under a group policy.2. "Group policy" means a policy issued on a collective basis, insuring the interests of two or more persons or entities, under which coverage is purchased separately for each group member for that member's risks, but does not include the certificates. 3. "Property and casualty insurance" means any type, or combination of types, of insurance authorized by 24-A M.R.S.A. §§705 and 707, and any type of insurance that the Superintendent determines to be substantially similar.02-031 C.M.R. ch. 375, § 2