Section 32.05 - General Disclosure Requirements(1)Form of Disclosure. Compliance with 12 CFR 1026.5(a) constitutes compliance with 209 CMR 32.05(1).(2)Time of Disclosures. (a)Account Opening Disclosures. Compliance with 12 CFR 1026.5(b)(1) constitutes compliance with 209 CMR 32.05(2)(a).(b)Periodic Statements. Compliance with 12 CFR 1026.5(b)(2) constitutes compliance with 209 CMR 32.05(2)(b).(c)Credit and Charge Card Application and Solicitation Disclosures. Compliance with 12 CFR 1026.5(b)(3) constitutes compliance with 209 CMR 32.05(2)(c).(d)Home Equity Plans. Compliance with 12 CFR 1026.5(b)(4) constitutes compliance with 209 CMR 32.05(2)(d).(3)Basis of Disclosures and Use of Estimates. Compliance with 12 CFR 1026.5(c) constitutes compliance with 209 CMR 32.05(3).(4)Multiple Creditors; Multiple Consumers. Compliance with 12 CFR 1026.5(d) constitutes compliance with 209 CMR 32.05(4).(5)Effect of Subsequent Events. Compliance with 12 CFR 1026.5(e) constitutes compliance with 209 CMR 32.05(5).Amended by Mass Register Issue 1277, eff. 1/2/2015.Amended by Mass Register Issue 1320, eff. 8/26/2016.