209 CMR, § 32.29
The Commissioner will endeavor to maintain a current compilation of 209 CMR 32.00 and of official Bureau or staff interpretations. Compliance with any provisions of the federal Truth in Lending Act, the Consumer Financial Protection Bureau's Regulation Z, and the Official Staff Commentary, which does not conflict with M.G.L. c. 140D, 209 CMR 32.00 or an advisory ruling of the Commissioner, shall be deemed to be in compliance with M.G.L. c. 140D. If a provision of the federal Truth in Lending Act, the Consumer Financial Protection Bureau's Regulation Z, the Official Staff Commentary, or a disclosure or model form provided by a creditor thereunder is in conflict with a provision of M.G.L. c. 140D or 209 CMR 32.00 and if the Commissioner does not deem said federal provision to be substantially less consumer protective, the Commissioner may waive, in writing, the provision of M.G.L. c. 140D or 209 CMR 32.00 pursuant to M.G.L. c. 140D, § 3(a).
209 CMR, § 32.29