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Tesler v. Paramount Insurance Company

Appellate Division of the Supreme Court of New York, First Department
Oct 26, 1995
220 A.D.2d 334 (N.Y. App. Div. 1995)

Summary

holding that "plaintiffs demonstrated a good-faith and reasonable belief in their non-liability under the Worker's Compensation Law, their insurance agent having advised them to that effect, and there otherwise having been no indication that a liability claim would be brought against them"

Summary of this case from European Builders & Contractors Corp. v. Arch Speacialty Ins. Co.

Opinion

October 26, 1995

Appeal from the Supreme Court, Bronx County (Bertram Katz, J.).


Renewal was properly denied since the Workers' Compensation Board decision upon which defendant relies had been in existence for almost 18 months prior to defendant's initial motion for summary judgment, and should have been brought to the court's attention at that time ( Foley v. Roche, 68 A.D.2d 558, 568). In any event, even if a more flexible approach to renewal were warranted here ( see, De Almeida v. Finesod, 160 A.D.2d 491, 492), and renewal granted to consider the Workers' Compensation Board's decision, the result would be the same, since the Board denied benefits on the ground that the injured person's "[d]isability [was] less than waiting period", and not on the ground of his employment status, thus leaving unresolved the applicability of the policy exclusion for injuries sustained by an employee of the insured in the course of employment. Nor is there merit to defendant's claim of noncompliance with the notice provision of the policy. Plaintiffs demonstrated a good-faith and reasonable belief in their nonliability under the Workers' Compensation Law ( see, Security Mut. Ins. Co. v. Acker-Fitzsimons Corp., 31 N.Y.2d 436, 441), their insurance agent having advised them to that effect ( see, Mighty Midgets v. Centennial Ins. Co., 47 N.Y.2d 12), and there otherwise having been no indication that a liability claim would be brought against them ( see, 875 Forest Ave. Corp. v. Aetna Cas. Sur. Co., 37 A.D.2d 11, affd 30 N.Y.2d 726).

Concur — Murphy, P.J., Sullivan, Rosenberger, Ross and Tom, JJ.


Summaries of

Tesler v. Paramount Insurance Company

Appellate Division of the Supreme Court of New York, First Department
Oct 26, 1995
220 A.D.2d 334 (N.Y. App. Div. 1995)

holding that "plaintiffs demonstrated a good-faith and reasonable belief in their non-liability under the Worker's Compensation Law, their insurance agent having advised them to that effect, and there otherwise having been no indication that a liability claim would be brought against them"

Summary of this case from European Builders & Contractors Corp. v. Arch Speacialty Ins. Co.

In Tesler v Paramount Ins. Co. (220 AD2d 334, 334 [1st Dept 1995]), this Court held that the insureds demonstrated a "good-faith and reasonable belief" in their nonliability where the belief had been predicated upon the incorrect advice of their insurance agent.

Summary of this case from Cohen Bros. Realty Corp. v. RLI Ins. Co.

In Tesler v Paramount Ins Co (220 AD2d 334 (NY App Div 1st Dept 1995)), the First Department held that an insured party demonstrated a good-faith reasonable belief in their nonliability, where said belief was based upon the specific incorrect advise of their insurance agent (see also Castlepoint Ins Co v Mike's Pipe Yard & Bldg Supply Corp, 2010 NY Slip Op 31870(U) (NY Sup Ct CNty 2010) affd 101 AD3d 504 (NY App Div 1st Dept 2012); European Bldrs. & Contrs. Corp v Arch Specialty Ins Co, 2014 NY Slip Op 31695(U) (NY Sup Ct NY Cnty 2014).

Summary of this case from Cohen Bros. Realty Corp. v. RLI Ins. Co.
Case details for

Tesler v. Paramount Insurance Company

Case Details

Full title:MARTIN TESLER et al., Respondents, v. PARAMOUNT INSURANCE COMPANY…

Court:Appellate Division of the Supreme Court of New York, First Department

Date published: Oct 26, 1995

Citations

220 A.D.2d 334 (N.Y. App. Div. 1995)
633 N.Y.S.2d 119

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