Summary
In Nova Cas. Co., for example, the Appellate Division found that no additional insured coverage was present where the policy required independent agreements, and the record "containfed] no such freestanding agreement" (104 AD3d at 410).
Summary of this case from Doe Fund, Inc. v. Interstate Fire & Cas. Co.Opinion
2013-03-5
Gallo Vitucci & Klar, LLP,New York (Daniel P. Mevorach of counsel), for appellant. Melito & Adolfsen, P.C., New York (Michael F. Panayotou of counsel), for respondent.
Gallo Vitucci & Klar, LLP,New York (Daniel P. Mevorach of counsel), for appellant. Melito & Adolfsen, P.C., New York (Michael F. Panayotou of counsel), for respondent.
Order and judgment (one paper), Supreme Court, New York County (Barbara Jaffe, J.), entered October 5, 2011, to the extent appealed from, declaring that third-party defendant Harleysville Worchester Insurance Company is obligated to defend the City of New York in an underlying personal injury action under a policy it issued to nonparty Bruno Grgas, Inc., and order and judgment (one paper), same court and Justice, entered May 1, 2012, upon reargument, to the extent appealed from, declaring that Harleysville is obligated to defend the City under both the Grgas policy and a policy it issued to nonparty Coastal Sheet Metal Corp., unanimously reversed, on the law, without costs, and it is declared that Harleysville has no obligation to defend the City under either policy.
The terms of the additional insurance clauses in the Harleysville policies require that the insured and the organization seeking coverage have agreed in writing that the insured will add the organization as an additional insured. The record contains no such freestanding agreement between the City and either Grgas or Coastal. The language in Grgas's and Coastal's subcontracts incorporating by reference the terms of the prime contract, which required the contractor to add the City as an additional insured under its policies, is insufficient to create that obligation ( see e.g. AB Green Gansevoort, LLC v. Peter Scalamandre & Sons., Inc., 102 A.D.3d 425, –––N.Y.S.2d –––– [1st Dept. 2013] ).