Current through bills signed by governor as of 5/17/2024
Section 537.7102 - DefinitionsAs used in this article, unless the context otherwise requires:
1."Administrator" means the person designated in section 537.6103.2."Creditor", for the purposes of this article, means the person to whom a debtor is obligated, either directly or indirectly, on a debt.3."Debt" means an actual or alleged obligation arising out of a consumer credit transaction, consumer rental purchase agreement, or a transaction which would have been a consumer credit transaction either if a finance charge was made, if the obligation was not payable in installments, if a lease was for a term of four months or less, or if a lease was of an interest in land. A debt includes a check as defined in section 554.3104 given in a transaction in connection with a consumer rental purchase agreement, in a transaction which was a consumer credit sale or in a transaction which would have been a consumer credit sale if credit was granted and if a finance charge was made, or in a transaction regulated under chapter 533D.4."Debt collection" means an action, conduct or practice in soliciting debts for collection or in the collection or attempted collection of a debt.5."Debt collector" means a person engaging, directly or indirectly, in debt collection, whether for the person, the person's employer, or others, and includes a person who sells, or offers to sell, forms represented to be a collection system, device, or scheme, intended to be used to collect debts.6."Debtor", for the purposes of this article, means the person obligated.C75, 77, 79, 81, §537.7102 87 Acts, ch 137, §3; 89 Acts, ch 128, §4; 95 Acts, ch 139, §17Referred to in §80A.1, 85.27, 537.1303, 537.6201, 715C.1