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Wells Fargo Bank v. Patel

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Sep 11, 2019
175 A.D.3d 1350 (N.Y. App. Div. 2019)

Opinion

2017–09358 Index No. 11204/11

09-11-2019

WELLS FARGO BANK, NA, etc., Respondent, v. Bhargavi PATEL, Appellant, et al., Defendants.

Cardenas Islam & Associates, PLLC, Jamaica, N.Y. (Barak P. Cardenas of counsel), for appellant. Rosicki, Rosicki & Associates, P.C., Plainview, N.Y. (Shawn A. Brenhouse of counsel), for respondent.


Cardenas Islam & Associates, PLLC, Jamaica, N.Y. (Barak P. Cardenas of counsel), for appellant.

Rosicki, Rosicki & Associates, P.C., Plainview, N.Y. (Shawn A. Brenhouse of counsel), for respondent.

REINALDO E. RIVERA, J.P., SHERI S. ROMAN, ROBERT J. MILLER, VALERIE BRATHWAITE NELSON, JJ.

DECISION & ORDER ORDERED that the order entered August 3, 2017, is affirmed insofar as appealed from, with costs.

In May 2011, the plaintiff commenced this action against, among others, the defendant Bhargavi Patel (hereinafter the defendant), to foreclose a mortgage on certain property located in Queens. In an order dated April 16, 2012, the Supreme Court authorized the plaintiff to serve the defendant by publication. After service was completed and the defendant failed to answer the complaint or otherwise appear in this action, the plaintiff moved for an order of reference. In an order dated June 1, 2015, the court granted the motion. A judgment of foreclosure and sale was issued on September 9, 2016, and the subject property was sold on January 13, 2017. The defendant subsequently moved pursuant to CPLR 5015(a) to vacate the judgment of foreclosure and sale and the foreclosure sale. In an order dated April 27, 2017, the court denied the motion. In May 2017, the defendant moved, in effect, for leave to reargue her motion. In the order appealed from, the court, in effect, granted reargument and, thereupon, adhered to its prior determination. The defendant appeals.

Contrary to the defendant's contention, she failed to demonstrate that the Supreme Court lacked personal jurisdiction over her based upon service by publication (see CPLR 5015[a][4] ). " CPLR 308(5) provides that service of process upon a natural person may be effected ‘in such manner as the court, upon motion without notice, directs, if service is impracticable under paragraphs one, two and four of this section[,] which provide for service by personal delivery, delivery and mail, and nail and mail, respectively" ( Contimortgage Corp. v. Isler , 48 A.D.3d 732, 734, 853 N.Y.S.2d 162 [internal quotation marks omitted] ). Whether service is impracticable "depends on the facts and circumstances surrounding each case" ( Liebeskind v. Liebeskind , 86 A.D.2d 207, 210, 449 N.Y.S.2d 226, affd 58 N.Y.2d 858, 460 N.Y.S.2d 526, 447 N.E.2d 74 ; Astrologo v. Serra , 240 A.D.2d 606, 606, 659 N.Y.S.2d 481 ). To be entitled to relief pursuant to CPLR 308(5), a plaintiff need not satisfy the more stringent standard of due diligence required under CPLR 308(4) (see Bayview Loan Servicing, LLC v. Cave , 172 A.D.3d 985, 101 N.Y.S.3d 172 ; Kelly v. Lewis , 220 A.D.2d 485, 485, 632 N.Y.S.2d 186 ). Here, the court providently exercised its discretion in directing service by publication as an alternative method for service of process upon the defendant (see State St. Bank & Trust Co. v. Coakley , 16 A.D.3d 403, 403, 790 N.Y.S.2d 412 ; Home Fed. Sav. Bank v. Versace , 252 A.D.2d 480, 481, 675 N.Y.S.2d 131 ; cf. Contimortgage Corp. v. Isler , 48 A.D.3d at 734, 853 N.Y.S.2d 162 ).

Additionally, the defendant was not entitled to discretionary vacatur pursuant to CPLR 5015(a)(1) as she failed to demonstrate a reasonable excuse for her default (see PHH Mortg. Corp. v. Muricy , 135 A.D.3d 725, 727, 24 N.Y.S.3d 137 ).

Further, the defendant failed to meet her burden of establishing fraud, misrepresentation, or other misconduct on the part of the plaintiff that would warrant vacatur of the judgment of foreclosure and sale pursuant to CPLR 5015(a)(3) (see Kondaur Capital Corporation v. Stewart , 166 A.D.3d 748, 750, 88 N.Y.S.3d 417 ; Bank of New York Mellon Trust Company, N.A. v. Sukhu , 163 A.D.3d 748, 751, 83 N.Y.S.3d 70 ).

Accordingly, we agree with the Supreme Court's determination, in effect, upon reargument, to adhere to its prior determination denying the defendant's motion to vacate the judgment of foreclosure and sale and the foreclosure sale.

RIVERA, J.P., ROMAN, MILLER and BRATHWAITE NELSON, JJ., concur.


Summaries of

Wells Fargo Bank v. Patel

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Sep 11, 2019
175 A.D.3d 1350 (N.Y. App. Div. 2019)
Case details for

Wells Fargo Bank v. Patel

Case Details

Full title:Wells Fargo Bank, NA, etc., respondent, v. Bhargavi Patel, appellant, et…

Court:SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department

Date published: Sep 11, 2019

Citations

175 A.D.3d 1350 (N.Y. App. Div. 2019)
105 N.Y.S.3d 891
2019 N.Y. Slip Op. 6532

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