Opinion
Civil Action 2:21-cv-01386
04-12-2022
UNITED STATES OF AMERICA Plaintiff v. Matthew J Dehner Crystal S Wurster Defendants
ORDER
Cathy Bissoon United States District Judge.
AND NOW, this 12th day of April, 2022, upon consideration of Plaintiff's motion for default judgment, the accompanying memorandum of law and affidavit, and any opposition thereto, it is hereby
ORDERED
1. That plaintiff's motion for judgment is granted. Judgment is entered in favor of Plaintiff, United States of America, and against Defendants, Matthew J Dehner and Crystal S Wurster, in the amount of $90, 951.28 plus interest at the rate of $11.14 per day from July 22, 2021 until the date of this Order, and thereafter with interest thereon from the date of judgment pursuant to 28 U.S.C. § 1961.
2. That the promissory note and mortgage between Plaintiff and Defendant are foreclosed as to the real property located at 28327 Route 66 Lucinda, PA 16235 (“Property”). Federal law applies and provides no right of redemption in the mortgagor or any other person. See United States v. LaCroix, 166 F.3d 921, 922 (7th Cir. 1999) (“Congress expressed a strong preference for expedited collection under the National Housing Act, for debtors do not receive a redemption period when these loans are foreclosed.”); United States v. Scholnick, 606 F.2d 160, 167 (6th Cir. 1979) (“[U]nder federal law no such right of redemption exists.”)
3. That the Property described therein be sold according to the following:
(a) The United States Marshal for the Western District of Pennsylvania is directed to sell the Property for cash to the highest bidder at a public, judicial sale pursuant to Title 28 U.S.C. Section 2001 within 180 days of this Order. Notice must be given, in accordance
with 28 U.S.C. Section 2002, once a week for four consecutive weeks prior to the sale in one newspaper regularly issued and of general circulation in the county and judicial district where the Property is situated. To reduce costs and expenses of the sale, Plaintiff may advertise a short description of the Property rather than a complete legal description.
(b) Ten percent (10%) of the highest sum bid must be deposited by the highest bidder in cashier's check or certified check with the Marshal within one hour of the property being struck down to such bidder. The balance of the purchase price shall be paid in cashier's check or certified check within thirty (30) days after Marshal's Sale Otherwise, the purchaser will forfeit their deposit and the Marshal may settle with a second bidder who has made the required deposit at the Marshal's Sale and thereby registered their willingness to take the property at the highest price bid, provided such second bidder deposits the balance of the purchase price within 10 days after notice from the Marshal of the first bidder's default. If no second bid be registered, the property may be sold again at the risk of the defaulting bidder, and in case of any deficiency in such resale, the defaulting bidder shall make good the same to the person injured thereby and the deposit shall be forfeited and distributed with the other funds created by the sale.
(c) Plaintiff, United States of America, or its nominee, is granted right of entry at reasonable times to the Property for purposes of pre-sale inspection and Marshal's sale with the right to inspect the house, the books, records and accounts, all other items, things and information necessary for the inspection, advertisement and sale of the Property.
(d) Motion for Confirmation of the public sale shall be made by the Marshal or the Plaintiff to the Court thirty (30) days after the date of sale.
4. Upon confirmation of the sale, the Marshal shall hold the proceeds of the sale after costs and expenses of the sale pending distribution pursuant of further Order of this Court.
5. Plaintiff shall be paid the amount adjudged due pursuant to the distribution of the proceeds of the sale.
6. A true copy of this Order and decree shall be delivered to the United States Marshal by the Clerk.
7. Jurisdiction is retained over this matter for the granting of such orders and decrees as the circumstances may require.