Opinion
2021–00284 Index No. 620707/18
09-27-2023
In the Matter of TRAVELERS PERSONAL INSURANCE COMPANY, petitioner-respondent, v. Lance DRATCH, appellant; et al., proposed additional respondents.
The Sachs Firm, P.C. (Alexander J. Wulwick, New York, NY, of counsel), for appellant. Tina Newsome–Lee, Melville, NY (Tamara LeFranc of counsel), for petitioner—respondent.
The Sachs Firm, P.C. (Alexander J. Wulwick, New York, NY, of counsel), for appellant.
Tina Newsome–Lee, Melville, NY (Tamara LeFranc of counsel), for petitioner—respondent.
HECTOR D. LASALLE, P.J., FRANCESCA E. CONNOLLY, CHERYL E. CHAMBERS, JANICE A. TAYLOR, JJ.
DECISION & ORDER In a proceeding pursuant to CPLR article 75, inter alia, to permanently stay arbitration of a claim for uninsured motorist benefits, Lance Dratch appeals from an order of the Supreme Court, Suffolk County (Vincent J. Martorana, J.), dated November 5, 2020. The order, without a hearing, granted that branch of the petition which was to permanently stay arbitration.
ORDERED that the order is affirmed, with costs.
The petitioner, Travelers Personal Insurance Company (hereinafter Travelers), commenced this proceeding pursuant to CPLR article 75, inter alia, to permanently stay arbitration of a claim for supplementary uninsured motorist benefits arising out of an alleged hit-and-run accident, on the ground, among other things, that its insured, Lance Dratch, failed to give timely notice of the claim as required by the subject policy. In an order dated November 5, 2020, the Supreme Court granted the petition. Dratch appeals.
"The party seeking a stay of arbitration has the burden of showing the existence of sufficient evidentiary facts to establish a preliminary issue which would justify the stay" ( Matter of Government Empls. Ins. Co. v. Tucci, 157 A.D.3d 679, 680, 69 N.Y.S.3d 330 [internal quotation marks omitted]; see Matter of Allstate Ins. Co. v. Robinson, 188 A.D.3d 1186, 1188, 137 N.Y.S.3d 470 ). "Thereafter, the burden shifts to the party opposing the stay to rebut the prima facie showing" ( Matter of Merchants Preferred Ins. Co. v. Waldo, 125 A.D.3d 864, 865, 4 N.Y.S.3d 246 ; Matter of Allstate Ins. Co. v. Robinson, 188 A.D.3d at 1188–1189, 137 N.Y.S.3d 470 ). "Where a triable issue of fact is raised, the Supreme Court ... must determine it in a framed-issue hearing" ( Matter of Hertz Corp. v. Holmes, 106 A.D.3d 1001, 1003, 966 N.Y.S.2d 157 ; see Matter of Allstate Ins. Co. v. Robinson, 188 A.D.3d at 1189, 137 N.Y.S.3d 470 ).
The subject insurance policy required Dratch, as a condition of coverage, to notify Travelers of a claim under the supplementary uninsured motorist coverage "as soon as practicable." This requirement operates as a "condition precedent to coverage" ( White v. City of New York, 81 N.Y.2d 955, 957, 598 N.Y.S.2d 759, 615 N.E.2d 216 ; see Ortiz v. Fage USA Corp., 105 A.D.3d 720, 721, 963 N.Y.S.2d 158 ). Where, as here, "an insurance policy requires that notice of an occurrence be given as soon as practicable, notice must be given within a reasonable time in view of all of the circumstances" ( Ortiz v. Fage USA Corp., 105 A.D.3d at 721, 963 N.Y.S.2d 158 ; see Deso v. London & Lancashire Indem. Co. of Am., 3 N.Y.2d 127, 129, 164 N.Y.S.2d 689, 143 N.E.2d 889 ). "Absent a valid excuse, failure to satisfy an insurance policy notice requirement vitiates coverage" ( Matter of Allcity Ins. Co. [Jimenez], 78 N.Y.2d 1054, 1055, 576 N.Y.S.2d 87, 581 N.E.2d 1342 ; see Ortiz v. Fage USA Corp., 105 A.D.3d at 721, 963 N.Y.S.2d 158 ).
Here, Travelers demonstrated, prima facie, that Dratch failed to provide Travelers with notice of his claim as soon as practicable, through its submission, inter alia, of an affidavit from an employee and accompanying business records reflecting that Travelers did not receive notice of Dratch's claim until more than four months after the accident occurred (see ZL v. Zurich Am. Ins. Co., 214 A.D.3d 846, 849, 184 N.Y.S.3d 401 ; Henaghan v. State Farm Fire & Cas. Co., 175 A.D.3d 1267, 1269, 109 N.Y.S.3d 108 ). In opposition, Dratch failed to raise a triable issue of fact as to whether he provided timely notice, or whether he had a valid excuse for his failure to provide timely notice (see Matter of Country–Wide Ins. Co. v. Chaudry, 171 A.D.3d 1052, 1053, 96 N.Y.S.3d 903 ). Accordingly, the Supreme Court properly granted, without a hearing, that branch of the petition which was to permanently stay arbitration ( Matter of Metropolitan Prop. & Cas. Ins. Co. v. Singh, 98 A.D.3d 580, 581, 949 N.Y.S.2d 638 ).
Dratch's remaining contention is improperly raised for the first time on appeal.
LASALLE, P.J., CONNOLLY, CHAMBERS and TAYLOR, JJ., concur.