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Niccoli v. Monarch Life Insurance Company

Court of Appeals of the State of New York
Jun 5, 1975
36 N.Y.2d 892 (N.Y. 1975)

Opinion

Argued May 5, 1975

Decided June 5, 1975

Appeal from the Appellate Division of the Supreme Court in the Second Judicial Department, THOMAS R. JONES, J.

William E. Kelly and Charles M. Pratt for appellant.

Henry M. Grubel and Donald R. Siegel for respondent.


MEMORANDUM. The policy of insurance covered plaintiff's occupation as physician and surgeon. There was evidence that plaintiff was disabled from performing his responsibilities as a surgeon during the two-year period insured by the policy. What remained then was an issue of fact whether plaintiff's disability satisfied the policy standard defining "total disability" as the "complete inability of the Insured to engage in his regular occupation." Under an adequate charge the jury found that there was such disability. The Appellate Division having affirmed, the issue of fact is beyond review in this court (CPLR 5501, subd [b]; Kingsland v Erie County Agric. Soc., 298 N.Y. 409, 415; see Cohen and Karger, Powers of the New York Court of Appeals, p 452).

Defendant's reliance on McGrail v Equitable Life Assur. Soc. ( 292 N.Y. 419) is to no avail. In that case, under a more restrictive clause than that involved in this case, the court held that the clause must be read reasonably and sustained recovery for the plaintiff (pp 424-426).

Accordingly, the order of the Appellate Division should be affirmed, with costs.

Chief Judge BREITEL and Judges JASEN, GABRIELLI, JONES, WACHTLER, FUCHSBERG and COOKE concur in memorandum.

Order affirmed.


Summaries of

Niccoli v. Monarch Life Insurance Company

Court of Appeals of the State of New York
Jun 5, 1975
36 N.Y.2d 892 (N.Y. 1975)
Case details for

Niccoli v. Monarch Life Insurance Company

Case Details

Full title:RUDOLFO NICCOLI, Respondent, v. MONARCH LIFE INSURANCE COMPANY, Appellant

Court:Court of Appeals of the State of New York

Date published: Jun 5, 1975

Citations

36 N.Y.2d 892 (N.Y. 1975)
372 N.Y.S.2d 645
334 N.E.2d 594

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