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Municipal Credit Union v. Ferguson

Supreme Court of New York
Jul 9, 2021
2021 N.Y. Slip Op. 50669 (N.Y. Sup. Ct. 2021)

Opinion

2019-1777 K C

07-09-2021

Municipal Credit Union, Respondent, v. Daphne Ferguson, Appellant.

Daphne Ferguson, appellant pro se. Stern & Stern, P.C. (Elaine S. Tamsen of counsel), for respondent.


Unpublished Opinion

Daphne Ferguson, appellant pro se.

Stern & Stern, P.C. (Elaine S. Tamsen of counsel), for respondent.

PRESENT: DAVID ELLIOT, J.P., WAVNY TOUSSAINT, DONNA-MARIE E. GOLIA, JJ

Appeal from an order of the Civil Court of the City of New York, Kings County (Consuelo Mallafre Melendez, J.), entered September 9, 2019. The order granted plaintiff's motion for summary judgment.

ORDERED that the order is affirmed, without costs.

Plaintiff commenced this action to recover damages for breach of contract and on an account stated, alleging that defendant failed to pay the outstanding balance of $7,822.63 due on her credit card account. The Civil Court granted plaintiff's motion for summary judgment.

Contrary to defendant's contention, it was not necessary for plaintiff to submit a signed copy of a credit card agreement to prevail on its account stated cause of action, as an account stated is independent of the original contractual obligation (see Citibank [S.D.], N.A. v Macarle, 11 Misc.3d 128 [A], 2006 NY Slip Op 50241[U] [App Term, 2d Dept, 9th & 10th Jud Dists 2006]; Capital One, FSB v Spierer, 2002 NY Slip Op 50706[U] [App Term, 2d Dept, 2d & 11th Jud Dists 2002]).

To the extent that defendant contends that the service of the summons and complaint was improper, defendant waived any claim that the Civil Court lacked personal jurisdiction over her in this action (see CPLR 3211 [e]). Defendant's remaining contentions are either without merit or improperly raised for the first time on appeal (see Elbayoumi v TD Bank, N.A., 185 A.D.3d 786, 788 [2020]). We note that we do not consider any materials which are dehors the record (see Chimarios v Duhl, 152 A.D.2d 508 [1989]).

Accordingly, the order is affirmed.

ELLIOT, J.P., TOUSSAINT and GOLIA, JJ., concur.


Summaries of

Municipal Credit Union v. Ferguson

Supreme Court of New York
Jul 9, 2021
2021 N.Y. Slip Op. 50669 (N.Y. Sup. Ct. 2021)
Case details for

Municipal Credit Union v. Ferguson

Case Details

Full title:Municipal Credit Union, Respondent, v. Daphne Ferguson, Appellant.

Court:Supreme Court of New York

Date published: Jul 9, 2021

Citations

2021 N.Y. Slip Op. 50669 (N.Y. Sup. Ct. 2021)