Opinion
December 26, 1991
Appeal from the Supreme Court, Monroe County, Galloway, J.
Present — Denman, P.J., Doerr, Boomer, Pine and Balio, JJ.
Judgment unanimously affirmed without costs for reasons stated in decision at Supreme Court, Galloway, J. (see, Matter of Royal Ins. Co. v Vinciguerra, 167 A.D.2d 873, lv denied 77 N.Y.2d 805; Terwilliger v American Motorists Ins. Co., 156 A.D.2d 805).