From Casetext: Smarter Legal Research

Kennerly v. First Colony Bank

Court of Appeals of Georgia
Sep 8, 1992
422 S.E.2d 243 (Ga. Ct. App. 1992)

Opinion

A92A0921.

DECIDED SEPTEMBER 8, 1992.

Action on note. Fulton State Court. Before Judge Hill.

Blandford Werbin, John L. Blandford, for appellant.

John C. Bach, Robert J. Hulsey, for appellee.


White River Development, Ltd., executed a promissory note in favor of First Colony Bank (FCB) in the amount of $25,050. Dantzler Kennerly executed a personal guaranty of the note. White River defaulted on the note. FCB filed a complaint for damages against. Kennerly and others. The trial court granted summary judgment in favor of FCB and against Kennerly in the principal amount of $25,050, interest in the amount of $2,546.16, attorney fees of $2,784.62 and costs. Kennerly appeals. FCB has filed a motion to impose frivolous appeal damages.

1. Kennerly argues that the trial court erroneously granted summary judgment to FCB because there is a genuine issue of material fact as to the consideration supporting his personal guaranty. Kennerly claims that FCB orally agreed to satisfy White River's debt from sales commission assignments before seeking to enforce Kennerly's guaranty. Kennerly contends that this oral promise constituted the consideration for his personal guaranty and that FCB breached the promise. Kennerly's argument is without merit.

"`Parol evidence is not admissible to vary or contradict the unconditioned promise to pay provided in a note or a guaranty agreement. "The cases are legion that a complete and unambiguous instrument cannot be varied or contradicted by reliance upon inconsistent parol statements."' [Cit.]" Hendricks v. Enterprise Fin. Corp., 199 Ga. App. 577, 579 (2) ( 405 S.E.2d 566) (1991). Here, the guaranty agreement is clear and unambiguous. Kennerly unconditionally guaranteed full and prompt payment of White River's obligations to FCB. The guaranty states it was given "[f]or value received, the sufficiency of which is hereby acknowledged, and in consideration of any loan or other financial accommodation heretofore or hereafter at any time made or guaranty to White River Development, Ltd. ... by First Colony." The guaranty also states that it "shall be continuing, absolute and unconditional." Kennerly cannot now vary the terms of this clear and unambiguous instrument by reliance upon inconsistent parol statements.

2. This case presents no genuine issues of material fact or law and is wholly without merit. We find that the case was taken up solely for delay and the appeal is frivolous. Accordingly, pursuant to OCGA § 5-6-6, we award damages of ten percent of the judgment to the appellee. Damages are awarded in the amount of $3,038.08.

Judgment affirmed with direction. Carley, P. J., and Pope, J., concur.


DECIDED SEPTEMBER 8, 1992.


Summaries of

Kennerly v. First Colony Bank

Court of Appeals of Georgia
Sep 8, 1992
422 S.E.2d 243 (Ga. Ct. App. 1992)
Case details for

Kennerly v. First Colony Bank

Case Details

Full title:KENNERLY v. FIRST COLONY BANK

Court:Court of Appeals of Georgia

Date published: Sep 8, 1992

Citations

422 S.E.2d 243 (Ga. Ct. App. 1992)
422 S.E.2d 243

Citing Cases

Stringer v. Harkleroad Hermance

We note that damages for delay are especially appropriate where the underlying action, like this one,…

Brooks v. Gwinnett Community Bank

” (Citations and punctuation omitted.) Kennerly v. First Colony Bank, 205 Ga.App. 352(1), 422 S.E.2d 243…