Opinion
Case No. 08-00693.
February 23, 2009
Not for Publication in West's Bankruptcy Reporter MEMORANDUM DECISION AND ORDER STRIKING REAFFIRMATION AGREEMENT
The debtor has filed a reaffirmation agreement with Capital One Bank (USA), N.A. (Docket Entry No. 24, filed February 12, 2009). The agreement is ineffective.
The reaffirmation agreement filed by the debtor failed to explain any discrepancy between the debtor's expenses listed on Schedule J and his current monthly expenses, as required by Rule 4008(b) of the Federal Rules of Bankruptcy Procedure. See In re Jo, 2007 WL 4411619, at *1 (Bankr. E.D. Va. Dec. 14, 2007). The reaffirmation agreement is also untimely under Rule 4008(a). It is thus
ORDERED that the reaffirmation agreement is stricken.