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Horvath v. Five Points National Bank

District Court of Appeal of Florida, Third District
Feb 2, 1966
182 So. 2d 22 (Fla. Dist. Ct. App. 1966)

Opinion

No. 65-561.

January 11, 1966. Rehearing Denied February 2, 1966.

Appeal from the Circuit Court for Dade County, Byrd V. Duke, Jr., J.

Kessler Massey, Coral Gables, for appellants.

David D. Phillips and Hansford D. Tyler, Jr., Miami, for appellee.

Before TILLMAN PEARSON, BARKDULL and SWANN, JJ.


By this interlocutory appeal, the appellants [plaintiffs in the trial court] seek review of an order dissolving a temporary injunction which had been issued upon a sworn complaint. The complaint alleged in substance that the defendant [appellee here] had advanced money to the plaintiffs and, as evidence of said indebtedness, took certain promissory notes secured by collateral in the form of corporate stock. It was alleged that, notwithstanding the maturity dates contained in the notes, the banking institution had agreed to successive renewals of same upon the payment of interest and certain payments of principal in at least a minimal amount of $5,000.00 each, after the first year. There were four notes in all involved and, notwithstanding this oral agreement to renew, the banking institution served a notice in the spring of 1965 pursuant to § 685.02, Fla. Stat., F.S.A., that it intended to sell said collateral if said notes were not paid in full at their maturity dates.

A temporary injunction issued without notice and, upon a motion to dissolve being filed, the chancellor entered the order here under review dissolving said temporary injunction because of the provisions of § 91 of 12 U.S.C. and this appeal ensued.

It is elementary that in reviewing the actions of a chancellor on appeal the order under attack will be sustained, even if the reasons advanced are erroneous. See: Tri-County Produce Distributors, Inc. v. Northeast Production Credit Association, Fla.App. 1963, 160 So.2d 46; Oper v. Air Control Products, Inc. of Miami, Fla.App. 1965, 174 So.2d 561; Massachusetts Bonding Insurance Company v. Bryant, Fla. App. 1965, 175 So.2d 88. We find that the chancellor was correct in dissolving the injunction, not because of the provisions of § 91 of 12 U.S.C. but because of the failure of the complaint to state a cause of action in that the plaintiffs failed to tender into the registry of the court the accrued interest, which they conceded to be due. See: Freitag v. Simon, Fla.App. 1965, 171 So.2d 918. It is basic, in the determination of the validity of a temporary injunction, that there be equity in the complaint. See: Hall v. Horne, 52 Fla. 510, 42 So. 383; Builders' Supply Company v. Acton, 56 Fla. 756, 47 So. 822; B.L.E. Realty Corporation v. Mary Williams Company, Inc., 101 Fla. 254, 134 So. 47. Having found that the complaint failed to state a cause of action, this opinion does not reach the conclusion of whether or not § 91 of 12 U.S.C. is applicable under the circumstances revealed by this record.

Therefore, we affirm the order under review and return the matter to the chancellor with directions to dismiss the complaint.

Affirmed with directions.


I am unable to agree that the plaintiffs' failure to tender into the registry of the court the accrued interest and the principal payment, rendered the complaint fatally defective. I would distinguish Freitag upon the basis of the different allegations of the complaints in the two cases and upon the relief sought.

Nevertheless, I concur in the conclusion that the complaint in the instant case failed to state a cause of action and in the decision reached by the majority. My conclusion is based upon the principle that a parol contract, made at the time of or prior to the execution of a negotiable promissory note, can not be pleaded or proved to show that the note was not to be paid at maturity, but was to be extended.

The law in Florida upon this subject is stated in Rivers v. Brown, 62 Fla. 258, 56 So. 553 (1911), as follows:

"To an action upon a promissory note, the terms of which constitute a plain, unconditional promise to pay to the plaintiff, on a stipulated date, a given sum of money, for value received, a plea is bad, upon demurrer, that seeks to contradict, alter, and vary the terms of the note, so as to make the time of payment uncertain and dependent upon the sale of cross-ties by the defendant." (Quoting headnote 1).

But Cf., Cockrell v. Taylor, 122 Fla. 798, 165 So. 887, 105 A.L.R. 1338 (1936), [parol evidence allowed to show conditions precedent].

The principle seems to receive near universal recognition; it is summarized in Beutel' Brannen Negotiable Instruments Law (Seventh Edition at page 384) as follows:

"A parol contract, made at the time of or prior to the execution of a negotiable promissory note, can not be pleaded or proved to show that the note was not to be paid at maturity, but was to be extended. Commercial Nat. Bank v. Hutchinson Box Co., 98 Kan. 350, 158 P. 44; First Nat. Bank v. Staab, 1002 [102] Kan. 369, 171 P. 3; Deerfield State Bank v. Coerber, 113 Kan. 498, 215 P. 285; Naftalin v. LaSalle Holding Co., 151 Minn. 68, 186 N.W. 128, not citing N.I.L. Or that the maker of notes should have as long a time as it desired to pay them. Downing v. Brennan, 232 Mass. 535, 122 N.E. 729. Or that the note was to be renewed from year to year, upon payment of interest. Lewis v. Wilson, 108 S.C. 47, 93 S.E. 242, not citing N.I.L. Or to show that the note was to be renewed yearly and paid only out of a special fund. Merchants Nat. Bank v. Bryngelson, 160 Minn. 205, 199 N.W. 905, noted in 38 Harv.L.Rev. 391. Or to show that a sixty day note was to be repeatedly renewed until the maker had a year in which to repay the loan. Nelson v. Sapulpa State Bank, 88 Okla. 155, 212 P. 309, noted in 32 Yale L.J. 731."

In Boyer Bros., Inc. v. Miami Nat. Bank, 90 Fla. 65, 105 So. 113 (1925) in a law action upon facts similar to the present case it was held that a contemporaneous agreement between indorser and indorsee that indorsee would grant maker two 90 day extensions before looking to indorser for payment was not admissible because of parol evidence rule. See also, Rothstein v. Forty-five, Twenty-five, Inc., Fla. App. 1962, 145 So.2d 565.

The argument could be made that the principle does not apply in equity. But it was pointed out in Schwartz v. Zaconick, Fla. 1954, 68 So.2d 173, that the parol evidence rule is applicable in equity.

The most frequently cited case for the application of the principle in equity is Hall v. First National Bank, 173 Mass. 16, 53 N.E. 154, 44 A.L.R. 319. It involved an oral promise by the defendant Bank to renew the plaintiff's promissory notes. On appeal from the sustaining of a demurrer to a bill in equity brought to enjoin the bank from enforcing payment of the notes by action or to compel specific performance of the agreement it was held that the bill was rightly dismissed. The main ground of the decision was that the promise contained in the note could not be contradicted by the oral promise. At page 155 the court stated:

"* * * where there is no fraud other than that of relying upon the principles of law, we see no satisfactory ground for allowing the engagement in a note to be varied in this way in equity any more than at law, at least on behalf of a plaintiff seeking specific performance of the oral agreement." (Citations omitted).

See generally, anno. "Admissibility of parol evidence to show that a bill or note was conditional, or given for special purpose." 20 A.L.R. 421, 471; supplemented at 54 A.L.R. 702 and 105 A.L.R. 1346.

I therefore concur in the conclusion that the complaint failed to state a cause of action for an injunction to prevent the enforcement of the notes. Like the majority I do not reach the question of the applicability of Sect. 91 of 12 U.S.C.


Summaries of

Horvath v. Five Points National Bank

District Court of Appeal of Florida, Third District
Feb 2, 1966
182 So. 2d 22 (Fla. Dist. Ct. App. 1966)
Case details for

Horvath v. Five Points National Bank

Case Details

Full title:G.A. HORVATH, MINACO, INC., AND UNICO, INC., APPELLANTS, v. FIVE POINTS…

Court:District Court of Appeal of Florida, Third District

Date published: Feb 2, 1966

Citations

182 So. 2d 22 (Fla. Dist. Ct. App. 1966)

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