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Hitchings v. Home Insurance Company

Appellate Division of the Supreme Court of New York, Fourth Department
Feb 5, 1993
190 A.D.2d 1030 (N.Y. App. Div. 1993)

Opinion

February 5, 1993

Appeal from the Supreme Court, Onondaga County, Murphy, J.

Present — Boomer, J.P., Pine, Lawton, Boehm and Fallon, JJ.


Judgment unanimously affirmed with costs. Memorandum: In 1983, plaintiff shipped 169,020 pounds of bulk waste oil containing polychlorinated biphenyls (PCBs) from its facility in Verona, New York, to the Martha C. Rose Chemicals, Inc. disposal site in Holden, Missouri. An inspection of the Rose site by the Environmental Protection Agency (EPA) disclosed unacceptable levels of PCB contaminated waste. In a subsequent investigation by the EPA, plaintiff was identified as a potentially responsible party. Those designated as potentially responsible parties formed a steering committee. Some of them settled with the EPA and then sued the non-settling parties, including plaintiff, in United States District Court for the Western District of Missouri. In this declaratory judgment action, plaintiff seeks to compel defendants to defend and to indemnify it in that underlying litigation. Supreme Court denied plaintiff's motion for partial summary judgment and granted summary judgment to defendants, declaring that they were not obligated to defend or to indemnify plaintiff.

Each of the policies issued by defendants excluded from coverage property damage arising out of the discharge of contaminants unless the discharge was sudden and accidental. Because none of the allegations in the underlying complaint can be construed as asserting a sudden and accidental discharge of PCBs, defendants have no duty to defend or to indemnify plaintiff (see, Powers Chemco v Federal Ins. Co., 74 N.Y.2d 910; Rochester Smelting Ref. Co. v Merchants Mut. Ins. Co., 188 A.D.2d 1055; Rosen v CNA Ins. Co., 182 A.D.2d 1090, lv denied 80 N.Y.2d 757; Borg-Warner Corp. v Insurance Co., 174 A.D.2d 24, lv denied 80 N.Y.2d 753).


Summaries of

Hitchings v. Home Insurance Company

Appellate Division of the Supreme Court of New York, Fourth Department
Feb 5, 1993
190 A.D.2d 1030 (N.Y. App. Div. 1993)
Case details for

Hitchings v. Home Insurance Company

Case Details

Full title:JOHN HITCHINGS, Individually and Doing Business as INDUSTRIAL OIL TANK AND…

Court:Appellate Division of the Supreme Court of New York, Fourth Department

Date published: Feb 5, 1993

Citations

190 A.D.2d 1030 (N.Y. App. Div. 1993)
593 N.Y.S.2d 650

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