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Federal Ins. Co. v. Automatic Burglar Alarm

Appellate Division of the Supreme Court of New York, Second Department
Oct 3, 1994
208 A.D.2d 495 (N.Y. App. Div. 1994)

Summary

holding that "the plaintiff's allegations regarding the defendant's prior notice of the malfunctioning of Cross Bay's burglar alarm system and the defendant's servicing and repair of that system raise issues of fact with respect to whether or not the defendant was grossly negligent"

Summary of this case from Prysmian Cables & Sys. U.S. v. ADT Commercial LLC

Opinion

October 3, 1994

Appeal from the Supreme Court, Queens County (O'Donoghue, J.).


Ordered that the order is affirmed, with costs.

The plaintiff, Federal Insurance Company, as the assignee of its policyholder Cross Bay Check Cashing Corp. (hereinafter Cross Bay), commenced this action against the defendant, Automatic Burglar Alarm Corp., after paying Cross Bay's claim for losses that Cross Bay had sustained when its premises had been burglarized. The plaintiff contended, inter alia, that the defendant had been grossly negligent in its installation, maintenance, and repair of the burglar alarm system at Cross Bay's premises. Contending that the plaintiff had proffered insufficient evidence to raise a triable issue of fact with regard to the issue of gross negligence, the defendant moved for summary judgment. The motion was denied by the Supreme Court, Queens County.

Although New York law generally enforces contractual provisions absolving burglar alarm companies from their own negligence, public policy forbids such companies from attempting to escape liability, through contractual clauses, for damages occasioned by grossly negligent conduct (see, Colnaghi, U.S.A. v. Jewelers Protection Servs., 81 N.Y.2d 821, 823; Sommer v. Federal Signal Corp., 79 N.Y.2d 540, 553-554; Idone v. Pioneer Sav. Loan Assn., 159 A.D.2d 560, 561; Gentile v. Garden City Alarm Co., 147 A.D.2d 124). When used in this context, grossly negligent conduct is conduct that evinces a reckless disregard for the rights of others or that smacks of intentional wrongdoing (see, Colnaghi, U.S.A. v. Jewelers Protection Servs., supra, at 823-824; see also, Sommer v. Federal Signal Corp. supra, at 554).

On a motion for summary judgment, the court's role is to determine whether there is a material issue of fact to be tried, not to resolve it (see, Sommer v. Federal Signal Corp., supra, at 554; Sillman v. Twentieth Century-Fox Film Corp., 3 N.Y.2d 395, 404). We agree with the Supreme Court that the plaintiff's allegations regarding the defendant's prior notice of the malfunctioning of Cross Bay's burglar alarm system and the defendant's servicing and repair of that system raise issues of fact with respect to whether or not the defendant was grossly negligent. Sullivan, J.P., Santucci, Joy and Krausman, JJ., concur.


Summaries of

Federal Ins. Co. v. Automatic Burglar Alarm

Appellate Division of the Supreme Court of New York, Second Department
Oct 3, 1994
208 A.D.2d 495 (N.Y. App. Div. 1994)

holding that "the plaintiff's allegations regarding the defendant's prior notice of the malfunctioning of Cross Bay's burglar alarm system and the defendant's servicing and repair of that system raise issues of fact with respect to whether or not the defendant was grossly negligent"

Summary of this case from Prysmian Cables & Sys. U.S. v. ADT Commercial LLC
Case details for

Federal Ins. Co. v. Automatic Burglar Alarm

Case Details

Full title:FEDERAL INSURANCE COMPANY, Respondent, v. AUTOMATIC BURGLAR ALARM CORP.…

Court:Appellate Division of the Supreme Court of New York, Second Department

Date published: Oct 3, 1994

Citations

208 A.D.2d 495 (N.Y. App. Div. 1994)
617 N.Y.S.2d 53

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