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Countrywide Home Loans, Inc. v. Ward

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Dec 19, 2018
167 A.D.3d 842 (N.Y. App. Div. 2018)

Opinion

2016–04997 Index No. 4962/03

12-19-2018

COUNTRYWIDE HOME LOANS, INC., Respondent, v. Brenda S. WARD, Appellant, et al., Defendants.

Ryanne Konan, Wappingers Falls, NY, for appellant. Frenkel Lambert Weiss Weisman & Gordon, LLP (Reed Smith LLP, New York, N.Y. [Andrew B. Messite and Joseph B. Teig ], of counsel), for respondent.


Ryanne Konan, Wappingers Falls, NY, for appellant.

Frenkel Lambert Weiss Weisman & Gordon, LLP (Reed Smith LLP, New York, N.Y. [Andrew B. Messite and Joseph B. Teig ], of counsel), for respondent.

JOHN M. LEVENTHAL, J.P., CHERYL E. CHAMBERS, LEONARD B. AUSTIN, JEFFREY A. COHEN, JJ.

DECISION & ORDER In an action to foreclose a mortgage, the defendant Brenda S. Ward appeals from an order of the Supreme Court, Dutchess County (Christine A. Sproat, J.), dated April 29, 2016. The order denied her motion pursuant to CPLR 2221(e) for leave to renew her prior cross motion pursuant to CPLR 5015(a), inter alia, to vacate her default in answering the complaint, which was denied in an order of the same court dated May 28, 2015.

ORDERED that the order is affirmed, with costs.

In March 1999, the defendant Brenda S. Ward (hereinafter the defendant) and her then husband, Melvin S. Ward, executed a promissory note in the amount of $163,600 in favor of Island Mortgage Network, Inc. (hereinafter Island Mortgage), the repayment of which was secured by a mortgage on the subject property. In October 2003, Island Mortgage's successor-in-interest, Washington Mutual Bank, FA (hereinafter WaMu), commenced this action to foreclose the mortgage, eventually obtaining a default judgment of foreclosure and sale (hereinafter the judgment) on March 2, 2004. The parties subsequently attempted to renegotiate the subject loan, and the defendant eventually filed for bankruptcy in 2008, further delaying the foreclosure and sale of the subject property.

In January 2015, WaMu moved, inter alia, to substitute an affidavit of merit and amount due in place of the affidavits attached to prior motion papers, to ratify the judgment, and to allow WaMu to proceed with the instant foreclosure and sale. The defendant cross-moved pursuant to CPLR 5015, inter alia, to vacate her default in answering the complaint and to vacate the judgment. By order dated May 28, 2015, the Supreme Court, inter alia, denied the defendant's cross motion. In a subsequent order dated October 6, 2015, the court, inter alia, ratified the judgment and amended the caption to substitute Countrywide Home Loans, Inc. (hereinafter Countrywide), as the named plaintiff in the action.

In February 2016, represented by new counsel, the defendant moved pursuant to CPLR 2221(e) for leave to renew her cross motion. Countrywide opposed the motion. In the order appealed from, the Supreme Court denied leave to renew.

A motion for leave to renew "shall be based upon new facts not offered on the prior motion that would change the prior determination" and "shall contain reasonable justification for the failure to present such facts on the prior motion" ( CPLR 2221[e][2], [3] ; see Professional Offshore Opportunity Fund, Ltd. v Braider, 121 A.D.3d 766, 769, 994 N.Y.S.2d 619 ; Matter of Choy v. Mai Ling Lai, 91 A.D.3d 772, 936 N.Y.S.2d 564 ). It " ‘is not a second chance freely given to parties who have not exercised due diligence in making their first factual presentation’ " ( JPMorgan Chase Bank, N.A. v. Novis, 157 A.D.3d 776, 777, 70 N.Y.S.3d 211, quoting Jovanovic v. Jovanovic, 96 A.D.3d 1019, 1020, 947 N.Y.S.2d 554 ). "While a court has discretion to entertain renewal based on facts known to the movant at the time of the original motion, the movant must set forth a reasonable justification for the failure to submit the information in the first instance" ( Professional Offshore Opportunity Fund, Ltd. v. Braider, 121 A.D.3d at 769, 994 N.Y.S.2d 619 ; see JPMorgan Chase Bank, N.A. v Novis, 157 A.D.3d at 777, 70 N.Y.S.3d 211 ; Deutsche Bank Trust Co. v. Ghaness, 100 A.D.3d 585, 586, 953 N.Y.S.2d 301 ). "Reasonable justification does not exist where the new evidence consists of documents which the [moving party] knew existed, and were in fact in his own possession at the time the initial motion was made" ( Cioffi v. S.M. Foods, Inc., 129 A.D.3d 888, 891, 10 N.Y.S.3d 620 [internal quotation marks omitted]; see Rowe v. NYCPD, 85 A.D.3d 1001, 1003, 926 N.Y.S.2d 121 ).

Here, the materials submitted by the defendant in support of her motion for leave to renew were all reasonably available to her at the time she filed her original cross motion, and no reasonable justification was offered for the defendant's failure to submit the materials in the first instance (see Robinson v. Viani, 140 A.D.3d 845, 848, 34 N.Y.S.3d 109 ; Rowe v. NYCPD, 85 A.D.3d at 1003, 926 N.Y.S.2d 121 ). In any event, the purported new facts would not have changed the prior determination (see CPLR 2221[e][2] ; Bank of N.Y. Mellon v. Izmirligil, 88 A.D.3d 930, 932, 931 N.Y.S.2d 667 ).

Accordingly, we agree with the Supreme Court's determination denying the defendant's motion for leave to renew.

LEVENTHAL, J.P., CHAMBERS, AUSTIN and COHEN, JJ., concur.


Summaries of

Countrywide Home Loans, Inc. v. Ward

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Dec 19, 2018
167 A.D.3d 842 (N.Y. App. Div. 2018)
Case details for

Countrywide Home Loans, Inc. v. Ward

Case Details

Full title:Countrywide Home Loans, Inc., respondent, v. Brenda S. Ward, appellant, et…

Court:SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department

Date published: Dec 19, 2018

Citations

167 A.D.3d 842 (N.Y. App. Div. 2018)
90 N.Y.S.3d 272
2018 N.Y. Slip Op. 8628

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