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Cohen v. Companion Life Ins. Co.

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Jan 15, 2020
179 A.D.3d 765 (N.Y. App. Div. 2020)

Opinion

2017–07807 2017–11582 Index No.891/16

01-15-2020

Jean COHEN, Appellant, v. COMPANION LIFE INSURANCE COMPANY, et al., Respondents.

Harris J. Zakarin, P.C., Melville, NY, for appellant. Locke & Herbert, LLP, New York, N.Y. (Charles T. Locke of counsel), for respondents.


Harris J. Zakarin, P.C., Melville, NY, for appellant.

Locke & Herbert, LLP, New York, N.Y. (Charles T. Locke of counsel), for respondents.

CHERYL E. CHAMBERS, J.P., LEONARD B. AUSTIN, ROBERT J. MILLER, LINDA CHRISTOPHER, JJ.

DECISION & ORDER In an action to recover the proceeds of a life insurance policy, the plaintiff appeals from (1) an order of the Supreme Court, Nassau County (Jeffrey S. Brown, J.), entered June 19, 2017, and (2) an order of the same court entered September 20, 2017. The order entered June 19, 2017, denied the plaintiff's motion for summary judgment on the complaint and granted the defendants' cross motion for summary judgment dismissing the complaint. The order entered September 20, 2017, denied the plaintiff's motion for leave to renew and reargue her prior motion for summary judgment on the complaint and her opposition to the defendants' prior cross motion for summary judgment dismissing the complaint.

ORDERED that the appeal from the order entered September 20, 2017, is dismissed as abandoned; and it is further,

ORDERED that the order entered June 19, 2017, is affirmed; and it is further, ORDERED that one bill of costs is awarded to the defendants.

The plaintiff was a beneficiary of a $1,000,000 life insurance policy issued on May 15, 2004, to her husband, Stanley H. Cohen, by the defendant Companion Life Insurance Company (hereinafter Companion). The plaintiff's husband died on October 29, 2014. The plaintiff sought to recover under the policy, but Companion disclaimed coverage on the ground that the policy lapsed on May 15, 2014, due to nonpayment of the premium prior to the policyholder's death. The plaintiff then commenced this action to recover the proceeds of the policy.

The plaintiff moved for summary judgment on the complaint, and the defendants cross-moved for summary judgment dismissing the complaint. In an order entered June 19, 2017, the Supreme Court denied the plaintiff's motion and granted the defendants' cross motion. The plaintiff thereafter moved for leave to renew and reargue her prior motion and her opposition to the defendants' cross motion. In an order entered September 20, 2017, the court denied the motion. The plaintiff appeals from both orders.

The defendants established, prima facie, that the policy had lapsed due to nonpayment of the premium prior to the policyholder's death. In opposition, the plaintiff failed to raise a triable issue of fact (see Friedman v. Lincoln Life & Annuity Co. of N.Y. , 118 A.D.3d 940, 941–942, 989 N.Y.S.2d 482 ). Contrary to the plaintiff's contention, the premium notice sent by the defendants to the policyholder on April 17, 2014, satisfied the notice requirements of Insurance Law § 3211(a) and (b) (see Friedman v. Lincoln Life & Annuity Co. of N.Y. , 118 A.D.3d at 941–942, 989 N.Y.S.2d 482 ). Accordingly, we agree with the Supreme Court's determination to deny the plaintiff's motion for summary judgment on the complaint and to grant the defendants' cross motion for summary judgment dismissing the complaint.

In light of our determination, the plaintiff's contentions regarding the admissibility of certain evidence allegedly showing that the policyholder voluntarily canceled the policy have been rendered academic. The plaintiff's contention that the defendants were estopped from terminating the policy due to nonpayment, raised for the first time on appeal, is not properly before this Court (see R.L. v. New York City Dept. of Educ. , 175 A.D.3d 477, 479, 106 N.Y.S.3d 155 ).

Since the plaintiff fails to set forth any argument in her brief with respect to the order entered September 20, 2017, the appeal from that order should be dismissed as abandoned (see Bank of Am., N.A. v. Meade, 153 A.D.3d 776, 776, 57 N.Y.S.3d 908 ).

CHAMBERS, J.P., AUSTIN, MILLER and CHRISTOPHER, JJ., concur.


Summaries of

Cohen v. Companion Life Ins. Co.

SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department
Jan 15, 2020
179 A.D.3d 765 (N.Y. App. Div. 2020)
Case details for

Cohen v. Companion Life Ins. Co.

Case Details

Full title:Jean Cohen, appellant, v. Companion Life Insurance Company, et al.…

Court:SUPREME COURT OF THE STATE OF NEW YORK Appellate Division, Second Judicial Department

Date published: Jan 15, 2020

Citations

179 A.D.3d 765 (N.Y. App. Div. 2020)
113 N.Y.S.3d 897
2020 N.Y. Slip Op. 258

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