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CNA Insurance v. Colman

Appellate Court of Connecticut
Sep 3, 1991
25 Conn. App. 651 (Conn. App. Ct. 1991)

Opinion

(9846)

Argued June 3, 1991

Decision released September 3, 1991

Application to vacate an arbitration award, brought to the Superior Court in the judicial district of Fairfield and tried to the court, Jones, J.; judgment granting the application, from which the defendant appealed to this court. Reversed; judgment directed.

Lawrence V. Parnoff, with whom, on the brief, was Kathryn L. Braun, for the appellant (defendant).

Jan C. Trendowski, with whom, on the brief, was Justin J. Donnelly, Sr., for the appellee (plaintiff).


This case presents the issue of whether the Connecticut workers' compensation statute bars an employee from seeking recovery from the underinsurance benefits available under his employer's personal automobile liability policy. Because we hold that the exclusive remedy provisions of the workers' compensation statute, General Statutes 31-284, do not prohibit an employee from obtaining benefits pursuant to the underinsurance coverage of his employer's personal automobile policy, we reverse the decision of the trial court granting the plaintiff's application to vacate an arbitration award.

General Statutes 31-284 provides as follows: "(a) An employer shall not be liable to any action for damages on account of personal injury sustained by an employee arising out of and in the course of his employment . . . but an employer shall secure compensation for his employees as follows. . . . All rights and claims between employer and employees . . . arising out of personal injury . . . sustained in the course of employment . . . are abolished other than rights and claims given by this chapter, provided nothing herein shall prohibit any employee from securing, by agreement with his employer, additional benefits from his employer for such injury or from enforcing such agreement for additional benefits."

The defendant was injured in an automobile collision while acting within the scope of his employment and operating an automobile owned by his employer. His employer's automobile, along with three other vehicles owned by the employer, was insured under a personal automobile policy issued by the plaintiff insurance company. Each of the vehicles carried $40,000 in uninsured-underinsured motorist coverage. After exhausting the tortfeasor's liability coverage of $20,000 and receiving workers' compensation benefits of $38,758.67, the defendant commenced a compulsory arbitration proceeding seeking underinsured motorist benefits from his employer's underinsured motorist coverage.

The wife of Frank Colman, Shirley Colman, is also a defendant. As used in this decision, defendant refers to the named defendant.

The arbitration panel concluded that the Connecticut workers' compensation statute does not preclude further recovery against the employer's underinsured motorist coverage. The plaintiff then filed an application to vacate the arbitration award. The trial court granted that application, concluding that the defendant's claim is barred by this court's decision in Ross v. New Haven, 19 Conn. App. 169, 561 A.2d 457, cert. granted, 212 Conn. 814, 565 A.2d 536 (1989). After Ross was decided, however, our Supreme Court effectively overruled Ross in the case of Wilson v. Security Ins. Co., 213 Conn. 532, 569 A.2d 40, cert. denied, ___ U.S. ___, 111 S.Ct. 52, 112 L.Ed.2d 28 (1990).

After the Supreme Court granted the plaintiff's petition for certification, the appeal was withdrawn.

In Wilson, an employee was allowed to recover uninsured motorist benefits where the employer had obtained a separate uninsured motorist policy from an outside insurer. We have concluded in our recent case of Bouley v. Norwich, 25 Conn. App. 492, 595 A.2d 884 (1991), that Wilson is the present law and that there should not be any difference between an employer who is a self-insurer and an employer who obtains insurance from an independent insurance company. In either case, the exclusivity provision of General Statutes 31-284 does not bar an employee who has received workers' compensation benefits from also obtaining uninsured or underinsured motorist benefits reduced by any workers' compensation benefits paid or payable.


Summaries of

CNA Insurance v. Colman

Appellate Court of Connecticut
Sep 3, 1991
25 Conn. App. 651 (Conn. App. Ct. 1991)
Case details for

CNA Insurance v. Colman

Case Details

Full title:CNA INSURANCE COMPANY v. FRANK COLMAN ET AL

Court:Appellate Court of Connecticut

Date published: Sep 3, 1991

Citations

25 Conn. App. 651 (Conn. App. Ct. 1991)
595 A.2d 949

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