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Assurance Co. of Am. v. Picture Perfect Home Improvement

United States District Court, E.D. Michigan, Southern Division
Dec 2, 2005
Case No. 05-71315 (E.D. Mich. Dec. 2, 2005)

Opinion

Case No. 05-71315.

December 2, 2005


SUPPLEMENTAL OPINION AND ORDER REGARDING MOTION TO COMPEL DISCOVERY [Docket #14]


On October 18, 2005, the Court entered an order [Docket #20] granting in part Defendants' Motion to Compel Discovery [Docket #14], and taking under advisement a portion of the motion pending in camera review of documents listed in Plaintiff's privilege log. Plaintiff has submitted to the Court the unredacted versions of certain Bates-numbered documents which were given to Defendants in redacted form, as well as documents which were withheld in their entirety. As discussed more fully below, the Court will deny that portion of Defendant's motion to compel production of the documents which have been reviewed in camera, because these documents are either (1) proprietary and/or irrelevant, (2) protected by attorney-client privilege, or (3) protected by work-product privilege.

The documents which were completely withheld are not Bates-numbered.

Plaintiff's motion is denied as to Bates-numbered documents 4, 7, 8, 12, 17, 21, 23, which deal with reserves, because the redacted information is both proprietary and irrelevant.

Bates-numbered documents 1, 2, 3, 4(a), 25, 26, 27, 28, 29, 30(b), 33, (a)(d), 34, 35(a)(b), 36(a)(c)(d), 37(a)(b)(d), 38, 39, which pertain to communications with Defendant Assurance's own attorneys or the preparation of material by Defendant for its own attorneys in anticipation of litigation is non-discoverable on the basis of work product or attorney-client privilege pursuant to Fed.R.Civ.P. 26(b)(1) and 26(b)(3).

In addition to its in-house counsel, Assurance was represented by Kupelian, Ormond Magy (KOM) and Carter Gebauer.

Numerous documents submitted for in camera inspection by Plaintiff contain multiple entries. Although the Court finds that all documents presently non-discoverable, it alphabetically subdivided documents in which the basis of non-discoverability varied within one document.

While Plaintiff concedes that Bates-numbered documents 30(a), 32, 33, (b)(c), 35(c), 36(b), 37(c), in which its adjuster Michael Thibault memorialized communication between himself and Garan Lukow Miller (GLM) (Defendant Picture Perfect's previous attorneys), are not protected by attorney client privilege, the motion to compel these documents is denied on the basis of work product privilege, as is the motion to compel Bates-numbered documents 77, 78, 81, 84, and the unnumbered documents which were withheld from Defendant in their entirety. This result is compelled by Judge Borman's decision in Taylor v. Temple Cutler, 192 F.R.D. 552 (E.D.Mich.,1999).

Certain of these unproduced documents consist of communications between Assurance (through its adjuster) and its own attorneys (KOM), and are thus clearly protected by attorney-client privilege.

Taylor reasoned that unlike a more straight-forward first party insurance claim, in "`a third party claim, where an individual files a claim against a second individual who has purchased an insurance policy relating to the subject matter of the claim,'" the insurer's investigation is made "`in anticipation of claims, which, if denied, likely will lead to litigation," and were thus protected from discovery. Id. at 558, quoting Weitzman v. Blazing Pedals, 151 F.R.D. 125, 126 (D.Colo. 1993). Taylor added, "`For this reason it is logical to conclude that, while files generated in relation to first party claims are made in the ordinary course of business and are discoverable, files generated during the investigation of third party claims are made in anticipation of litigation and are not discoverable.'" Id. at 558. The Taylor Court noted that the work product privilege precluded discovery by the third party even though the insurer and insured became adversaries for a period of the drawn out litigation period. Id.

In this case, Defendant Citizens is in precisely the same position as the third party plaintiffs in Taylor, and therefore the discovery they request is protected by the work product privilege.

I note in closing that the doctrine set forth above yields a far from satisfying result in the present case and appears to have been exploited by Defendant Picture Perfect's former insurer (Assurance), which, having originally elicited these materials in its role as Picture Perfect's "representative," now seeks to withhold them for review by Picture Perfect's co-defendants in Plaintiff's federal action. This action was filed in an attempt to stave off state court default judgments granted to present Defendants Andrea and Jamal Johnson and their subrogee, Citizens Insurance Company of America. Plaintiff does not dispute that Bates-numbered documents 30(a), 32, 33, (b)(c), 35(c), 36(b), 37(c), 77, 78, 81, 84 are highly relevant to the defense of this action. Nevertheless Taylor compels the conclusion that as a third party in the state case, Citizens is not entitled to discovery of the requested documents, based on the work product privilege.

Of course, Taylor would be inapplicable if Picture Perfect's current owner (who has so far been unresponsive to this action) had brought or joined in this motion. Defendant Picture Perfect, with standing as owner of the privilege created by the former lawsuit, could either move for the production of the Garan Lukow Miller documents, or request the same for its former attorneys. Insofar as the material in question (for which Plaintiff invokes the work product doctrine) pertains to Garan Lukow Miller documents also protected by the attorney-client privilege, Defendant Picture Perfect would have the sole prerogative to waive the privilege and thereby compel production. Compulit v. Banctec, Inc., 177 F.R.D. 410, 412-413 (W.D.Mich. 1997).

Accordingly, that portion of Defendant's Motion to Compel Discovery [Docket #14] previously taken under advisement is DENIED.

The Court also orders that the material submitted for in camera review shall be filed under seal, to be unsealed only for purposes of further in camera review by the District Judge, in the event of an appeal of this Order.

SO ORDERED.


Summaries of

Assurance Co. of Am. v. Picture Perfect Home Improvement

United States District Court, E.D. Michigan, Southern Division
Dec 2, 2005
Case No. 05-71315 (E.D. Mich. Dec. 2, 2005)
Case details for

Assurance Co. of Am. v. Picture Perfect Home Improvement

Case Details

Full title:ASSURANCE COMPANY OF AMERICA, Plaintiff, v. PICTURE PERFECT HOME…

Court:United States District Court, E.D. Michigan, Southern Division

Date published: Dec 2, 2005

Citations

Case No. 05-71315 (E.D. Mich. Dec. 2, 2005)